Perhaps one of the most overlooked privileges is not wealth itself, but having enough margin in your life to respond to reality. Over the last few years, we have become fluent in the language of privilege, speaking easily about financial privilege, pretty privilege, racial privilege, passport privilege, educational privilege and social privilege, and in doing so we have become increasingly aware that people do not all start from the same place and that some doors open more easily for some than for others. Yet there is one form of privilege that seems to receive far less attention, and that is the privilege of being able to do something with the information you have, not simply knowing, but acting, because the truth is that information alone changes very little. We like to imagine that if people only knew better, they would do better, and entire industries are built around this assumption, from self-help books and documentaries to podcasts, awareness campaigns, public health initiative...
We are surrounded by wealth. Expensive cars on the road, packed cafes with KES 1,200 bills for chips, chicken and a drink, yoga and Pilates studios charging KES 30,000/month for 12 sessions, iPhones and high-end Samsung's on every table, people going on holiday every few months, apartments going for KES 22 million plastered across billboards — and somehow, everyone seems to be affording it. And yet, if you're earning over KES 100,000/month, statistically, you're in the top 2% of Kenyan earners. You're doing everything right: budgeting, saving, avoiding debt, maybe even running a side hustle. But at the end of the month, you feel broke. You feel stuck. You feel like you can't move forward. This article explores the observed reality vs the lived reality . We peel back the image of wealth that surrounds us to show what life really looks like for salaried Kenyans earning "well." Through three detailed profiles, we break down exactly where the money goes — an...