KenyaOnAShoeString: Real Advice for Real Kenyans

When the dream finally comes true, but you don’t feel happy. A few days ago, I got braces. Not the kind where you just wake up and decide to get them—but the kind I’ve wanted since I was young. My mum, doing the best she could, got me braces for my upper jaw. We couldn't afford the full treatment then. But that desire to complete what was started? It never left me. So I saved. For months. Quietly, diligently. And when the day finally came, I got them. Full braces. A dream finally realized. But almost immediately, I noticed something strange. I wasn’t excited. I wasn’t proud. I wasn’t even relieved. I just felt… tired. Drained. From day one, I started wondering why I wasn’t happy. Why couldn’t I enjoy the moment? I had worked for this. I had saved for this. I had made peace with the cost. So why couldn’t I smile—beyond the metal wires? Instead, I found myself worrying. “Will I ever get to enjoy my tiny home someday—or will I just feel like this again?” You see, that tiny home ...

Financial discipline often means making tough choices—choosing public transport over car ownership, skipping luxuries to build a savings cushion, or postponing vacations to secure a home. The journey can feel isolating, frustrating, and sometimes even discouraging, especially when peers seem to be enjoying a more carefree life. In these moments, having a personal mantra—a simple, powerful phrase—can help center your mindset, reinforce your ‘why,’ and keep you focused on the bigger picture. Here are some mantras to guide you through different aspects of financial sacrifice and goal-setting. 1. For Choosing Public Transport Over a Car “Every sacrifice has a purpose. Every saved shilling builds my future. My journey may be crowded, but my destination is clear.” When matatu chaos makes you question your decision, this mantra reminds you of the bigger picture. Every shilling saved on fuel, insurance, and maintenance moves you closer to financial security. Your journey may be tough, but the ...