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Every Life Has Invisible Expenses

One of the easiest things in the world is to mistake an outcome for a story. A beautiful home. A thriving business. A failed marriage. A child in an expensive school. A forty-year-old with no savings. Someone who seems to have it all. Someone who appears to have fallen behind. We see the destination and instinctively begin filling in the journey. Hardworking. Lazy. Disciplined. Irresponsible. Lucky. Entitled. Deserving. Wasteful. Perhaps the most dangerous thing about human beings is not that we judge one another. It is how quickly we become certain that our judgment is correct. Because every life has invisible expenses. Not just financial ones. The kind that never appear on a bank statement or a résumé. Some are chosen. Some are imposed. Some are wise. Some are costly mistakes. Most are a complicated mixture of both. One person reaches middle age with very little savings because they spent years paying school fees for younger siblings. Another because they repeatedly made poor financi...
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Recent posts

Vulnerability Is Not an Identity

We have become so focused on identifying vulnerable groups that we have forgotten something important. Vulnerability is not an identity. It is a condition that people move into and out of throughout their lives. That sentence has been sitting with me for weeks because it has made me question how we think about opportunity in Kenya. Listen closely to the language we use. Youth empowerment. Women empowerment. People living with HIV. Rural communities. Low-income households. Persons living with disabilities. Every programme, every scholarship, every grant, every initiative begins by identifying a group. At first glance, this seems perfectly reasonable. Resources are finite. Governments, NGOs and private organisations cannot help everyone, so they must decide who qualifies. The question I keep coming back to is this: What happens to everyone who falls between the categories? Not because they are privileged. But because life refuses to fit neatly into our definitions. Take school fees. A fa...
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Don't Sell People an Incomplete Map and Then Blame Them for Getting Lost

Don't sell people an incomplete map and then blame them for getting lost. I've been sitting with that thought for weeks because the more I look around, the more I realize that many of the frustrations we carry as a society are not simply about unemployment, corruption, inequality or even money. They are about the stories we tell one another. From the time we are children, we are handed maps for how life is supposed to work. Study hard and life will work out. Get a degree and you'll find a good job. Work hard and success will follow. Save consistently and you'll become financially secure. Find your passion and the money will come. Marry the right person and everything else will fall into place. Believe in yourself. Think positively. Stay disciplined. None of these statements is entirely false. But none of them is entirely true either. The problem is rarely what they say. The problem is what they leave unsaid. Because what is omitted from a story is often just as powerful...
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The Privilege of Being Able to Respond to Reality

Perhaps one of the most overlooked privileges is not wealth itself, but having enough margin in your life to respond to reality. Over the last few years, we have become fluent in the language of privilege, speaking easily about financial privilege, pretty privilege, racial privilege, passport privilege, educational privilege and social privilege, and in doing so we have become increasingly aware that people do not all start from the same place and that some doors open more easily for some than for others. Yet there is one form of privilege that seems to receive far less attention, and that is the privilege of being able to do something with the information you have, not simply knowing, but acting, because the truth is that information alone changes very little. We like to imagine that if people only knew better, they would do better, and entire industries are built around this assumption, from self-help books and documentaries to podcasts, awareness campaigns, public health initiative...
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What We Survive, We Tend to Normalize

School fires. Public demonstrations. A growing sense of unrest that is often described in different ways depending on who is speaking. To some, these are signs of discipline breaking down. To others, they are signs of frustration finally finding a voice. To others still, they are simply chaos—things that should not be happening at all. But very little of the conversation seems to pause on a quieter question: what if these are not separate incidents at all? What if they are different expressions of the same underlying tension—one that we rarely name directly? Because there is an assumption that sits beneath much of how we interpret society: That what we survived is what should be survived. And what we endured is what should be endured. People often treat their own endurance of hardship as proof that hardship is normal, necessary, or fair. Once that shift happens, survival stops being just experience and becomes instruction: a silent template for how life should be lived. And in Kenya, t...
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If I am always sacrificing my present self for my future self, when does my present self get a turn?

If I am always sacrificing my present self for my future self, when does my present self get a turn? It is a question that sounds almost reasonable—until you actually try to live inside it. Because most of us are taught, directly and indirectly, that life is built on sacrifice. Work hard now. Endure now. Save now. Push through now. The promise is always the same: the future self will benefit. A more stable life. Better opportunities. Security. Freedom. Relief. In theory, it makes sense. In practice, it is not always that clean. Recently, I left a job that was financially helpful but physically difficult. It paid well enough. But it came with costs I could not ignore anymore. My body felt it. My energy felt it. My sleep felt it. From a purely financial perspective, the decision did not make sense. I reduced my income in a context where stability is never guaranteed. And yet, something in me felt like I had to leave. Because I could feel my present self becoming sma...
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We Are Willing to Risk Almost Everything for Money. We Are Just Unwilling to Risk Money for Almost Everything Else.

I have been dealing with a problem in my foot for almost two weeks. This might not sound particularly dramatic. It isn't cancer. It isn't an emergency. It isn't even the kind of pain that stops me from going about my day. Which is perhaps why I found myself hesitating. You see, I am a walker. Not the kind of person who takes a stroll every now and then. I walk for two to three hours most days. Walking is how I think, how I clear my head, and how I make sense of the world. If there is one part of my body I should be willing to invest in, it is probably my feet. Yet when I started calling podiatrists in Nairobi, I found myself doing mental gymnastics. The cheapest consultation fee I found was KES 5,000. Consultation. Not treatment. Not scans. Not medication. Just the privilege of finding out what might be wrong. By the time everything was done, the bill could easily reach KES 15,000 or KES 20,000. And suddenly I found myself wondering whether I really needed a podiatrist. May...
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The Great Kenyan Home Ownership Madness: Dreams vs. Reality

Owning a home is a big dream for many Kenyans, but somewhere along the way, practicality has been thrown out the window. Too many people, driven by childhood aspirations or societal expectations, are constructing massive houses only to end up living like misers within them. Let’s break down why this trend makes little sense and what smarter, more sustainable homeownership looks like. The Harsh Reality of Owning a Big House in Kenya Many Kenyans, especially those who grew up in humble backgrounds, grew up being told to “dream big.” Unfortunately, this has translated into building unnecessarily large houses, often with rooms that remain unused, multiple verandahs gathering dust, and massive balconies that no one actually sits on. These houses cost millions to build, yet within a few years, the owners are struggling to maintain them, regretting their choices as they pour more money into renovations. If you need proof, just look at how many old houses in Nairobi remain unsold. No one wants...
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Daniel Arap Moi — The Shadow and the Shepherd: A Deep Dive into Kenya’s Second President

If Jomo Kenyatta was the founding father, Daniel Toroitich Arap Moi was the long-reigning stepfather — sometimes protective, often punitive, and almost always enigmatic. He ruled Kenya for 24 years, the longest of any president to date. To some, he was the gentle teacher, Mwalimu , who kept the nation from tearing apart. To others, he was the architect of a surveillance state, a master of patronage and fear, the man who perfected repression through calm. This is a portrait of Daniel Arap Moi — not just as a ruler, but as a man shaped by modest beginnings, colonial violence, and the hunger for order in a chaotic time. Early Life: The Boy from Sacho Daniel Arap Moi was born on September 2, 1924, in Kurieng’wo, Baringo, in Kenya’s Rift Valley. He came from the Tugen sub-group of the Kalenjin community. His father died when he was just four. Raised by his uncle, Moi’s early life was marked by hardship, discipline, and deep Christian missionary influence. He trained as a teacher at Tambach ...
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Know Thyself: The Quiet Power of Naming Your Nature

“Until you make the unconscious conscious, it will direct your life and you will call it fate.” — Carl Jung We live in a culture that equates good intentions with goodness, and ambition with ability. But very few people in Kenya—or anywhere—truly know what they are made of. We can name our qualifications and our dreams. But ask someone their vices or virtues, and they hesitate. Worse, they lie. The Danger of Self-Unawareness In Kenya today, many of us are wandering through life making choices—big, small, and irreversible—without truly understanding who we are. We end up in jobs we despise, relationships we shouldn’t be in, or positions of influence we aren’t emotionally or ethically equipped for. And at the root of this dysfunction is a simple truth: we don’t know ourselves. This is not a spiritual or abstract dilemma. It’s a deeply practical one. To know oneself is to understand your vices, your virtues, your weaknesses, and your strengths—not in a vague sense, but in detail. Let’s ge...
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