KenyaOnAShoeString: Real Advice for Real Kenyans

"Life ni kujipanga." That’s what they told us. That if you just plan well, work hard, and stay disciplined, everything will fall into place. But here you are—fully grown, fully stressed, and realizing that no amount of ‘kujipanga’ prepares you for the rent that ambushes you like an exam you forgot about. Turns out, adulting is a never-ending group project where everyone is faking it, and the biggest scam? The lies we tell ourselves to keep going. Let’s break them down, one painful truth at a time. "Once you finish school, life will be smooth!" Reality: You will apply for 100 jobs, get ghosted by 95, get 3 interviews where they ask for 10 years of experience for an entry-level role, and the other 2 will pay you exposure and lunch. Smooth, indeed. "If you work hard, you will succeed." Reality: If you work hard and know the right people, and have luck, and don’t fall sick, and are willing to fight tooth and nail, maybe you will succeed. Otherwise, some ...

If you’ve ever been invited to a ‘business opportunity’ meeting at Java by an overly enthusiastic friend promising financial freedom, congratulations! You’ve had a brush with Multi-Level Marketing (MLM), the modern-day version of being sold a dream wrapped in ‘hard work’ and Bible verses. The book Just Wait Till We Are Diamond details the harrowing journey of a child being groomed into MLM life, sacrificing normalcy, relationships, and childhood in pursuit of a rank that’s just one more motivational meeting away. Sounds familiar? It should. Because as Kenyans, we’ve been fed similar illusions of success , not just by MLMs, but by society, motivational speakers, and even our own culture of blind hustle. Let’s unpack this and find real, Kenyan solutions that work. Lesson 1: “Your Success Is in Your Hands” (But Is It, Though?) One of the biggest MLM tactics is making you believe that success is 100% within your control . If you fail, it’s because you didn’t work hard enough —not because ...

If you've ever listened to those "financial gurus" on YouTube or read self-help books by some big-shot American entrepreneur, you've probably come across all sorts of money advice that sounds smart—but makes absolutely zero sense in Kenya. If you’ve ever tried to implement this advice, you know it ends in premium tears. So, let’s break down the worst of these myths, why they don’t work here, and what actually makes sense for us, hapa Kenya. 1. "Save 6 Months’ Worth of Expenses Before Quitting Your Job" Why It’s Nonsense in Kenya: Let’s be honest, even saving one month’s expenses is a miracle for most Kenyans. The cost of living is skyrocketing, your salary is barely enough, and unexpected expenses (hospital bills, school fees, black tax) will finish your savings faster than you can say hustler fund. What Actually Works: Instead of waiting until you have a mythical six-month cushion, start building multiple income streams while still employed . Even a small s...