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Showing posts with the label generational wealth

The Privilege of Being Able to Respond to Reality

Perhaps one of the most overlooked privileges is not wealth itself, but having enough margin in your life to respond to reality. Over the last few years, we have become fluent in the language of privilege, speaking easily about financial privilege, pretty privilege, racial privilege, passport privilege, educational privilege and social privilege, and in doing so we have become increasingly aware that people do not all start from the same place and that some doors open more easily for some than for others. Yet there is one form of privilege that seems to receive far less attention, and that is the privilege of being able to do something with the information you have, not simply knowing, but acting, because the truth is that information alone changes very little. We like to imagine that if people only knew better, they would do better, and entire industries are built around this assumption, from self-help books and documentaries to podcasts, awareness campaigns, public health initiative...

Legacy Denied: Why We Don’t Pass the Baton in Kenyan Families

We marvel at the wealth of dynasties abroad and wonder how empires are built. Yet right here in Kenya, we bury thriving businesses with our parents. From duka za mtaa to five-acre farms, from mitumba stalls to successful mjengo supply chains—legacies are abandoned, forgotten, or intentionally shut out. Why? “In Kenya, we hustle hard for our children—then leave them out of the very thing we built for them.” Walk through Gikomba, Toi Market, or any roadside vibanda and you’ll see stories of Kenyan resilience stitched into every tarp, stall, and sack of waru. Businesses started out of desperation became lifelines. A woman begins selling mutumba clothes under a tree, and twenty years later, she owns three stalls. A man starts farming in Eldoret on inherited land and now supplies a local supermarket. A couple opens a kiosk in Umoja and expands into a mini wholesale outlet. The narrative is inspiring—until it ends abruptly. Not because the business wasn’t viable. Not because there wasn’t po...

Why Do Kenyan Parents Hoard Their Inheritance?

In Kenya, inheritance is a mystery novel with missing pages. Parents buy land, build businesses, invest in property, but when you ask about the future, suddenly, it's 'God’s plan.' The same parents who struggle day and night to provide will let their children battle through terrible jobs instead of integrating them into family businesses. Why? The Kenyan Parent’s Mindset: “I Suffered, You Must Suffer Too” If you ask many Kenyan parents why they don’t teach their children about their businesses—whether it’s a successful dairy farm, a well-stocked kiosk, or a thriving matatu business—the answer is often, “Si mimi nilianza na zero, hata wewe utaanza na zero.” Translation? “I started from nothing, so should you.” This suffering Olympics mindset is why many Kenyans graduate straight into struggle while their parents have assets that could cushion them. Farming is for ‘Shamba Boys’ but Not Their Children Take a family that owns acres of farmland and makes a solid income from far...

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