Loans have become a default path to financial progress in Kenya. Many believe you cannot own a home, buy a car, or expand a business without taking on debt. But what if that isn’t true? What if you could achieve all this using only the money you already have? Let’s break down practical, debt-free ways to build wealth and secure your financial future in Kenya. 1. Business Expansion: Why More Kenyans Should Consider Partnerships Most Kenyans think that the only way to expand a business is by taking a loan, but partnerships are an overlooked alternative. There are many Kenyans sitting on savings in banks or M-Pesa wallets with no clear idea of what to do with their money. Instead of taking loans, business owners can seek silent partners who provide capital while the active partner runs the business. Why Partnerships Make Sense A silent partner provides funds without the burden of loan repayments. Both parties share profits based on clear, pre-agreed terms. The business benefits from addit...
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