When I was a little girl, I had these hand-me-down shoes that I loved. I wore them everywhere. Anywhere, really. I don't think I cared whether they were appropriate for where I was going. If those were the shoes I wanted to wear, then those were the shoes I was wearing. And when they became too small, I still didn't want to let them go. I would squeeze my feet into them and somehow convince myself that they still fit. I imagine an adult looking at me and thinking, Child, these shoes are clearly too small. Please take them off. But I loved them. And I think about those shoes sometimes when I hear us talk about things like seasons, letting go, releasing, creating room, moving on. Usually, when we talk about letting go, there is something wrong with the thing we're letting go of. It has become toxic. It doesn't serve us anymore. It is holding us back. We have outgrown it. We need to make room for something better. And yes, sometimes that is exactly what letting go looks li...
Loans have become a default path to financial progress in Kenya. Many believe you cannot own a home, buy a car, or expand a business without taking on debt. But what if that isn’t true? What if you could achieve all this using only the money you already have? Let’s break down practical, debt-free ways to build wealth and secure your financial future in Kenya. 1. Business Expansion: Why More Kenyans Should Consider Partnerships Most Kenyans think that the only way to expand a business is by taking a loan, but partnerships are an overlooked alternative. There are many Kenyans sitting on savings in banks or M-Pesa wallets with no clear idea of what to do with their money. Instead of taking loans, business owners can seek silent partners who provide capital while the active partner runs the business. Why Partnerships Make Sense A silent partner provides funds without the burden of loan repayments. Both parties share profits based on clear, pre-agreed terms. The business benefits from addit...