One of the easiest things in the world is to mistake an outcome for a story. A beautiful home. A thriving business. A failed marriage. A child in an expensive school. A forty-year-old with no savings. Someone who seems to have it all. Someone who appears to have fallen behind. We see the destination and instinctively begin filling in the journey. Hardworking. Lazy. Disciplined. Irresponsible. Lucky. Entitled. Deserving. Wasteful. Perhaps the most dangerous thing about human beings is not that we judge one another. It is how quickly we become certain that our judgment is correct. Because every life has invisible expenses. Not just financial ones. The kind that never appear on a bank statement or a résumé. Some are chosen. Some are imposed. Some are wise. Some are costly mistakes. Most are a complicated mixture of both. One person reaches middle age with very little savings because they spent years paying school fees for younger siblings. Another because they repeatedly made poor financi...
I am seated at a restaurant tucked away in one of Kikuyu's serene corners. The kind of place that feels like a well-kept secret: quiet, clean, surrounded by trees, reasonably priced, and with genuinely good food. It checks all the boxes—except one. It is empty. And not just today. Most times I visit, I find it like this. Empty tables. Attentive but idle staff. A space waiting for energy, for life, for people. Why is it so quiet? Marketing? Maybe. Location? Could be. But maybe the real issue is this: When was the last time you indulged in a so-called “luxury” in Kenya? Let’s pause. Because this question isn't just about this restaurant. It's about the guitar class you dropped out of. The cozy coffee house you haven’t returned to. The art studio that shut down last month. The new hiking company that’s struggling to get bookings. The language school with amazing reviews but dwindling enrolments. We keep asking: “Why are small businesses in Kenya suffering?” But the harder, mor...