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What does it do to the soul when you lose money you didn’t even have to a lie you desperately wanted to believe?

Most Kenyans know someone who has been scammed. A fake job abroad. A non-existent tender. A rogue Sacco. A phony pastor. A “friend” who knew just the right words. Some lose KES 2,000. Some lose KES 2 million. But all of them lose something far deeper than money — they lose a part of themselves.

Let’s talk about what happens when you’re the one who got played.

Who Gets Targeted?

Scammers don’t just pick anyone. They pick:

  • The hustler who’s tired. Someone trying everything and just looking for a break.

  • The helper. That kind-hearted parent, uncle, or older sibling who wants to help others get ahead.

  • The unemployed graduate. Smart, skilled, and desperate for dignity.

  • The dreamer. Someone who has waited too long for life to make sense and now just wants to feel something move.

  • The overachiever under pressure. That person who can’t afford to “fail” in the eyes of family and society.

Scammers are trained psychologists. They look for soft spots — then sell the fantasy.

Why Do People Fall for It?

Let’s be brutally honest.

People fall for scams because they’re tired of waiting. Because the normal path — go to school, get a job, save, build — is so broken in Kenya that it barely works.

And so when someone says, “This opportunity is urgent,” or “I know someone who did it,” it triggers the deepest human emotion: hope.

Scams don’t work because people are stupid. They work because people are exhausted — and desperate to believe that someone, somewhere, has a shortcut. Even when it feels too good to be true.

You don’t want to ask too many questions. You don’t want to be the doubter in the group. You just want the win. Just this once.

What It Feels Like After

Being scammed doesn’t just hurt your wallet. It cuts your spirit.

You feel shame. Humiliation. Anger. But also something worse — self-doubt.

You start asking:

  • “How did I not see it?”

  • “Am I really that gullible?”

  • “Why didn’t I listen to my gut?”

  • “How do I tell people I was scammed?”

Some people never recover emotionally. They become suspicious of everyone. Others go quiet — they stop trusting, stop dreaming, stop hoping.

And for some, the pain of being scammed is so deep, they vow never to talk about it. That’s how scammers win twice — they steal your money and your voice.

The Real Cost

Let’s list it plainly:

  • Money lost — sometimes a lifetime’s savings.

  • Relationships broken — friends and family you convinced or brought in.

  • Mental health destroyed — anxiety, depression, suicidal thoughts.

  • Time wasted — on court cases, chasing shadows, waiting for “refunds.”

  • Reputation damaged — especially if you brought others into the deal.

The cost is everything. And the worst part? You still have to wake up and go to work the next day like nothing happened.

What Can You Do If You’ve Been Scammed?

1. Name it.

Don’t downplay it. Don’t say, “It’s okay.” It’s not okay. You were scammed. Call it what it is. The healing starts there.

2. Report it.

Yes, the police might not help. But report it anyway. Add your voice to the record. It helps build patterns — and protect others.

3. Talk to someone.

You’ll want to isolate. Don’t. Talk to a friend. A counsellor. A pastor. Someone who won’t shame you. Shame thrives in silence.

4. Forgive yourself.

You’re not dumb. You’re not weak. You’re human. You believed because you wanted something better. That’s not a crime.

5. Learn without becoming bitter.

It’s tempting to turn cold. To never trust again. But that’s not the solution. Learn how to verify. Learn what to ask. Learn how to pause.

6. Rebuild slowly.

Go back to the basics. Budget again. Reset your goals. You’ve lost something — yes. But you’re not finished.

Questions to Ask Before Believing Anything Again:

  • Can I verify this independently?

  • Who is benefiting from my belief in this?

  • Why is it urgent? Who’s rushing me?

  • Would I be proud to tell someone I love about this?

  • If this fails, what do I lose? Can I afford that?

Final Word: We Must Stop Shaming the Scammed

The culture of silence is what allows scams to flourish.

Let’s be honest — we all want better lives. But until we have systems that work, and until we stop celebrating people whose lifestyles don’t match their income sources, more and more people will get hurt.

If you've ever been scammed, this is for you:

You are not foolish. You are not finished. You are not alone.
You were hopeful. That’s human.
Now you’re wiser. That’s power.

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