In a country where the economy is as uneven as the Nairobi skyline—shiny towers next to aging flats—finding a personal money philosophy isn’t just helpful, it’s essential. Whether you’re single, dating, or married, how you interact with money shapes everything from your peace of mind to your future options. This article explores how to find your money philosophy through real Kenyan examples, the trade-offs involved, and how this philosophy can (and should) evolve over time. What Is a Money Philosophy—and Why Does It Matter? A money philosophy is your deeply personal belief about the role of money in your life. It answers the question: what is money for, to me? For some, money means safety—never going hungry again. For others, it’s about options, power, peace, or pleasure. Some want status, others want legacy. And many people, unknowingly, live out philosophies shaped by fear, scarcity, or childhood patterns. A money philosophy is not a budget. It’s not a plan. It’s the emotional and ps...
We all carry around a few maybes —those half-formed ideas and dreams that hover in the background, whispering that maybe one day, we'll take the plunge. Maybe I'll move out. Maybe I'll go back to school. Maybe I'll buy land in that quiet town. Maybe I'll cut ties with that draining friend. These thoughts are not always harmless. Some maybes haunt us for years, quietly costing us peace, time, clarity, or money. This article explores real, grounded examples of Kenyans wrestling with maybes—choices that linger, pull energy, and clutter our decision-making. And how, by eliminating a maybe—either by turning it into a solid yes or a firm no—we make space for clarity and progress. 1. Muthoni – The Maybe of Buying Land in Naivasha The Maybe: Muthoni had her eye on a piece of land in Naivasha for months. She envisioned weekend getaways, a tiny home, maybe even hosting creatives for retreats. The Cost of the Maybe: She spent months obsessively browsing listings, calculating...